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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $335,359 | $160,040+109.5% | $147,096+128.0% | $145,877+129.9% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 5.57% | 98.49%-92.9pp | 419.75%-414.2pp | 551.28%-545.7pp |
| Employer contribution / active EE | $12,666 | $5,289+139.5% | $4,936+156.6% | $4,663+171.6% |
| Participant deferral / active EE | $17,098 | $8,429+102.8% | $8,071+111.8% | $6,691+155.5% |
| Admin fee / account holder | $303,217 | $15,050+1914.7% | $13,005+2231.5% | $13,402+2162.4% |