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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,059 | $75,832+2.9% | $147,617-47.1% | $59,633+30.9% |
| Participation rate | 75.7% | 71.6%+4.1pp | 84.6%-8.9pp | 68.7%+7.0pp |
| Annual return | -1.10% | 0.37%-1.5pp | 61.98%-63.1pp | 2041.45%-2042.6pp |
| Employer contribution / active EE | $1,560 | $3,485-55.2% | $5,564-72.0% | $2,203-29.2% |
| Participant deferral / active EE | $2,841 | $3,131-9.2% | $4,895-42.0% | $3,192-11.0% |
| Admin fee / account holder | $3,473 | $5,986-42.0% | $11,612-70.1% | $4,297-19.2% |