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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,115 | $208,088-78.8% | $186,193-76.3% | $154,746-71.5% |
| Participation rate | 71.4% | 80.0%-8.6pp | 77.1%-5.7pp | 80.7%-9.3pp |
| Annual return | 14.49% | 89.97%-75.5pp | 78.03%-63.5pp | 172.34%-157.9pp |
| Employer contribution / active EE | $1,539 | $4,340-64.5% | $3,918-60.7% | $4,379-64.9% |
| Participant deferral / active EE | $2,852 | $7,078-59.7% | $6,513-56.2% | $6,730-57.6% |
| Admin fee / account holder | $2,940 | $11,698-74.9% | $11,058-73.4% | $14,365-79.5% |