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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,115 | $225,673-80.5% | $203,872-78.4% | $155,188-71.6% |
| Participation rate | 71.4% | 80.3%-8.9pp | 77.8%-6.4pp | 80.8%-9.4pp |
| Annual return | 14.49% | 95.91%-81.4pp | 85.11%-70.6pp | 148.84%-134.4pp |
| Employer contribution / active EE | $1,539 | $4,099-62.4% | $3,757-59.0% | $4,248-63.8% |
| Participant deferral / active EE | $2,852 | $6,893-58.6% | $6,388-55.4% | $6,531-56.3% |
| Admin fee / account holder | $2,940 | $12,327-76.1% | $11,730-74.9% | $14,480-79.7% |