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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,891 | $72,471+53.0% | $94,215+17.7% | $86,983+27.5% |
| Participation rate | 100.0% | 63.9%+36.1pp | 70.0%+30.0pp | 69.5%+30.5pp |
| Annual return | 3.62% | 26.44%-22.8pp | 28.22%-24.6pp | 25.83%-22.2pp |
| Employer contribution / active EE | $6,484 | $1,936+234.9% | $2,675+142.4% | $2,584+150.9% |
| Participant deferral / active EE | $5,114 | $3,397+50.6% | $4,276+19.6% | $4,194+22.0% |
| Admin fee / account holder | $2,316 | $6,468-64.2% | $10,216-77.3% | $7,856-70.5% |