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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,187 | $183,516-39.4% | $155,534-28.5% | $145,884-23.8% |
| Participation rate | 95.7% | 82.7%+12.9pp | 78.2%+17.4pp | 80.3%+15.3pp |
| Annual return | 17.08% | 61.43%-44.3pp | 64.92%-47.8pp | 551.85%-534.8pp |
| Employer contribution / active EE | $5,616 | $5,315+5.7% | $4,675+20.1% | $4,662+20.5% |
| Participant deferral / active EE | $7,277 | $6,467+12.5% | $5,630+29.2% | $6,690+8.8% |
| Admin fee / account holder | $1,771 | $19,293-90.8% | $15,900-88.9% | $13,392-86.8% |