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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,187 | $183,627-39.4% | $155,602-28.5% | $145,978-23.8% |
| Participation rate | 95.7% | 82.7%+13.0pp | 78.2%+17.4pp | 80.3%+15.4pp |
| Annual return | 17.08% | 61.32%-44.2pp | 64.81%-47.7pp | 550.52%-533.4pp |
| Employer contribution / active EE | $5,616 | $5,316+5.6% | $4,675+20.1% | $4,662+20.5% |
| Participant deferral / active EE | $7,277 | $6,466+12.5% | $5,629+29.3% | $6,690+8.8% |
| Admin fee / account holder | $1,771 | $19,327-90.8% | $15,923-88.9% | $13,400-86.8% |