Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,192 | $114,712-5.7% | $173,730-37.7% | $87,485+23.7% |
| Participation rate | 43.5% | 73.0%-29.5pp | 79.6%-36.1pp | 68.9%-25.5pp |
| Annual return | 13.69% | 20.18%-6.5pp | 19.96%-6.3pp | 26.06%-12.4pp |
| Employer contribution / active EE | $0 | $2,904-100.0% | $4,577-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $3,704 | $4,642-20.2% | $6,326-41.5% | $4,274-13.3% |
| Admin fee / account holder | $4,410 | $10,210-56.8% | $17,523-74.8% | $7,775-43.3% |