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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $294,468 | $201,264+46.3% | $184,185+59.9% | $145,978+101.7% |
| Participation rate | 83.3% | 87.5%-4.2pp | 86.8%-3.5pp | 80.3%+3.0pp |
| Annual return | 11.98% | 29.00%-17.0pp | 28.81%-16.8pp | 550.52%-538.5pp |
| Employer contribution / active EE | $5,698 | $7,021-18.8% | $6,426-11.3% | $4,662+22.2% |
| Participant deferral / active EE | $7,334 | $9,806-25.2% | $9,132-19.7% | $6,690+9.6% |
| Admin fee / account holder | $27,667 | $16,376+69.0% | $13,909+98.9% | $13,400+106.5% |