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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $204,053 | $227,291-10.2% | $214,702-5.0% | $155,188+31.5% |
| Participation rate | 100.0% | 88.0%+12.0pp | 87.5%+12.5pp | 80.8%+19.2pp |
| Annual return | 5.96% | 60.08%-54.1pp | 54.55%-48.6pp | 148.84%-142.9pp |
| Employer contribution / active EE | $18,821 | $6,772+177.9% | $6,461+191.3% | $4,248+343.1% |
| Participant deferral / active EE | $19,350 | $9,582+101.9% | $9,147+111.6% | $6,531+196.3% |
| Admin fee / account holder | $282,684 | $20,413+1284.8% | $19,830+1325.5% | $14,480+1852.3% |