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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,374 | $106,864-66.9% | $147,318-76.0% | $82,637-57.2% |
| Participation rate | 88.9% | 75.5%+13.4pp | 82.1%+6.8pp | 68.1%+20.8pp |
| Annual return | 24.91% | 27.49%-2.6pp | 70.43%-45.5pp | 53.51%-28.6pp |
| Employer contribution / active EE | $2,843 | $3,417-16.8% | $4,593-38.1% | $2,552+11.4% |
| Participant deferral / active EE | $10,112 | $6,496+55.7% | $7,906+27.9% | $4,126+145.1% |
| Admin fee / account holder | $498 | $8,415-94.1% | $13,708-96.4% | $7,339-93.2% |