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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,032 | $100,279-48.1% | $81,353-36.0% | $145,884-64.3% |
| Participation rate | 91.7% | 74.3%+17.4pp | 69.5%+22.1pp | 80.3%+11.4pp |
| Annual return | 7.81% | 34.49%-26.7pp | 24.82%-17.0pp | 551.85%-544.0pp |
| Employer contribution / active EE | $3,173 | $2,979+6.5% | $2,464+28.8% | $4,662-32.0% |
| Participant deferral / active EE | $3,705 | $4,611-19.6% | $3,885-4.6% | $6,690-44.6% |
| Admin fee / account holder | $1,934 | $8,206-76.4% | $5,766-66.5% | $13,392-85.6% |