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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $231,857 | $100,139+131.5% | $85,187+172.2% | $145,884+58.9% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 8.28% | 84.15%-75.9pp | 66.67%-58.4pp | 551.85%-543.6pp |
| Employer contribution / active EE | $17,724 | $3,238+447.4% | $2,732+548.7% | $4,662+280.2% |
| Participant deferral / active EE | $11,070 | $5,296+109.0% | $4,525+144.6% | $6,690+65.5% |
| Admin fee / account holder | $1,168 | $7,262-83.9% | $6,162-81.0% | $13,392-91.3% |