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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $241,156 | $99,053+143.5% | $88,179+173.5% | $138,895+73.6% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.1%+30.9pp | 79.9%+20.1pp |
| Annual return | 12.62% | 78.17%-65.6pp | 64.97%-52.4pp | 145.39%-132.8pp |
| Employer contribution / active EE | $2,917 | $2,882+1.2% | $2,549+14.4% | $4,194-30.5% |
| Participant deferral / active EE | $10,131 | $5,225+93.9% | $4,614+119.6% | $6,396+58.4% |
| Admin fee / account holder | $792 | $8,748-90.9% | $7,673-89.7% | $12,562-93.7% |