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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $307,374 | $99,053+210.3% | $88,179+248.6% | $138,895+121.3% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.1%+30.9pp | 79.9%+20.1pp |
| Annual return | 17.23% | 78.17%-60.9pp | 64.97%-47.7pp | 145.39%-128.2pp |
| Employer contribution / active EE | $3,432 | $2,882+19.1% | $2,549+34.6% | $4,194-18.2% |
| Participant deferral / active EE | $3,574 | $5,225-31.6% | $4,614-22.5% | $6,396-44.1% |
| Admin fee / account holder | $1,834 | $8,748-79.0% | $7,673-76.1% | $12,562-85.4% |