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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $267,740 | $211,239+26.7% | $178,528+50.0% | $145,877+83.5% |
| Participation rate | 71.4% | 80.8%-9.4pp | 77.1%-5.7pp | 80.3%-8.9pp |
| Annual return | 9.48% | 30.22%-20.7pp | 27.11%-17.6pp | 551.28%-541.8pp |
| Employer contribution / active EE | $5,039 | $4,570+10.2% | $3,950+27.5% | $4,663+8.1% |
| Participant deferral / active EE | $8,505 | $6,963+22.2% | $6,278+35.5% | $6,691+27.1% |
| Admin fee / account holder | $6,865 | $12,095-43.2% | $10,419-34.1% | $13,402-48.8% |