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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $267,740 | $211,288+26.7% | $178,540+50.0% | $145,884+83.5% |
| Participation rate | 71.4% | 80.8%-9.4pp | 77.1%-5.7pp | 80.3%-8.9pp |
| Annual return | 9.48% | 30.27%-20.8pp | 27.15%-17.7pp | 551.85%-542.4pp |
| Employer contribution / active EE | $5,039 | $4,574+10.2% | $3,953+27.5% | $4,662+8.1% |
| Participant deferral / active EE | $8,505 | $6,967+22.1% | $6,281+35.4% | $6,690+27.1% |
| Admin fee / account holder | $6,865 | $12,105-43.3% | $10,424-34.1% | $13,392-48.7% |