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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,602 | $48,327+19.2% | $67,575-14.8% | $80,935-28.8% |
| Participation rate | 88.2% | 66.4%+21.8pp | 72.9%+15.3pp | 67.7%+20.6pp |
| Annual return | 11.62% | 18.31%-6.7pp | 3528.98%-3517.4pp | 35.66%-24.0pp |
| Employer contribution / active EE | $1,782 | $2,022-11.9% | $2,736-34.9% | $2,757-35.4% |
| Participant deferral / active EE | $4,882 | $2,927+66.8% | $4,003+22.0% | $4,299+13.6% |
| Admin fee / account holder | $11,014 | $3,692+198.3% | $3,993+175.8% | $6,924+59.1% |