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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,757 | $110,379-45.0% | $102,412-40.7% | $145,884-58.4% |
| Participation rate | 26.7% | 77.9%-51.3pp | 74.5%-47.8pp | 80.3%-53.6pp |
| Annual return | 9.90% | 24.84%-14.9pp | 24.94%-15.0pp | 551.85%-542.0pp |
| Employer contribution / active EE | $885 | $4,216-79.0% | $3,870-77.1% | $4,662-81.0% |
| Participant deferral / active EE | $1,659 | $5,622-70.5% | $5,060-67.2% | $6,690-75.2% |
| Admin fee / account holder | $0 | $9,745-100.0% | $8,388-100.0% | $13,392-100.0% |