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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $273,176 | $166,242+64.3% | $165,071+65.5% | $145,884+87.3% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 33.48% | 100.44%-67.0pp | 70.17%-36.7pp | 551.85%-518.4pp |
| Employer contribution / active EE | $5,922 | $5,283+12.1% | $4,347+36.2% | $4,662+27.0% |
| Participant deferral / active EE | $9,760 | $6,964+40.1% | $6,035+61.7% | $6,690+45.9% |
| Admin fee / account holder | $750 | $16,658-95.5% | $12,695-94.1% | $13,392-94.4% |