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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $273,176 | $166,131+64.4% | $164,975+65.6% | $145,877+87.3% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 33.48% | 100.37%-66.9pp | 70.12%-36.6pp | 551.28%-517.8pp |
| Employer contribution / active EE | $5,922 | $5,276+12.2% | $4,343+36.4% | $4,663+27.0% |
| Participant deferral / active EE | $9,760 | $6,962+40.2% | $6,033+61.8% | $6,691+45.9% |
| Admin fee / account holder | $750 | $16,648-95.5% | $12,688-94.1% | $13,402-94.4% |