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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,646 | $208,088-53.1% | $186,193-47.6% | $154,746-36.9% |
| Participation rate | 80.0% | 80.0%0pp | 77.1%+2.9pp | 80.7%-0.7pp |
| Annual return | 17.82% | 89.97%-72.2pp | 78.03%-60.2pp | 172.34%-154.5pp |
| Employer contribution / active EE | $2,036 | $4,340-53.1% | $3,918-48.0% | $4,379-53.5% |
| Participant deferral / active EE | $5,696 | $7,078-19.5% | $6,513-12.6% | $6,730-15.4% |
| Admin fee / account holder | $1,024 | $11,698-91.2% | $11,058-90.7% | $14,365-92.9% |