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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,646 | $225,673-56.7% | $203,872-52.1% | $155,188-37.1% |
| Participation rate | 80.0% | 80.3%-0.3pp | 77.8%+2.2pp | 80.8%-0.8pp |
| Annual return | 17.82% | 95.91%-78.1pp | 85.11%-67.3pp | 148.84%-131.0pp |
| Employer contribution / active EE | $2,036 | $4,099-50.3% | $3,757-45.8% | $4,248-52.1% |
| Participant deferral / active EE | $5,696 | $6,893-17.4% | $6,388-10.8% | $6,531-12.8% |
| Admin fee / account holder | $1,024 | $12,327-91.7% | $11,730-91.3% | $14,480-92.9% |