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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $465,553 | $169,336+174.9% | $129,384+259.8% | $145,884+219.1% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.6%+30.4pp | 80.3%+19.7pp |
| Annual return | 18.47% | 14408.70%-14390.2pp | 9461.77%-9443.3pp | 551.85%-533.4pp |
| Employer contribution / active EE | $8,829 | $5,540+59.4% | $4,153+112.6% | $4,662+89.4% |
| Participant deferral / active EE | $22,875 | $4,985+358.9% | $4,166+449.1% | $6,690+241.9% |
| Admin fee / account holder | $1,416 | $9,912-85.7% | $7,686-81.6% | $13,392-89.4% |