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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $465,553 | $169,361+174.9% | $129,397+259.8% | $145,877+219.1% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.6%+30.4pp | 80.3%+19.7pp |
| Annual return | 18.47% | 14395.54%-14377.1pp | 9453.98%-9435.5pp | 551.28%-532.8pp |
| Employer contribution / active EE | $8,829 | $5,542+59.3% | $4,154+112.5% | $4,663+89.3% |
| Participant deferral / active EE | $22,875 | $4,987+358.6% | $4,167+448.9% | $6,691+241.9% |
| Admin fee / account holder | $1,416 | $9,903-85.7% | $7,679-81.6% | $13,402-89.4% |