Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,134 | $48,327+5.8% | $67,575-24.3% | $80,935-36.8% |
| Participation rate | 9.8% | 66.4%-56.6pp | 72.9%-63.1pp | 67.7%-57.9pp |
| Annual return | 11.74% | 18.31%-6.6pp | 3528.98%-3517.2pp | 35.66%-23.9pp |
| Employer contribution / active EE | $280 | $2,022-86.2% | $2,736-89.8% | $2,757-89.9% |
| Participant deferral / active EE | $1,048 | $2,927-64.2% | $4,003-73.8% | $4,299-75.6% |
| Admin fee / account holder | $9,819 | $3,692+165.9% | $3,993+145.9% | $6,924+41.8% |