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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,778 | $29,670+195.8% | $56,054+56.6% | $80,911+8.5% |
| Participation rate | 15.5% | 41.7%-26.1pp | 52.5%-37.0pp | 67.6%-52.1pp |
| Annual return | 18.61% | 35.24%-16.6pp | 1705.95%-1687.3pp | 35.63%-17.0pp |
| Employer contribution / active EE | $426 | $670-36.3% | $1,039-59.0% | $2,756-84.5% |
| Participant deferral / active EE | $1,055 | $1,227-14.0% | $1,952-46.0% | $4,297-75.5% |
| Admin fee / account holder | $111 | $2,431-95.4% | $2,822-96.1% | $6,935-98.4% |