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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,778 | $29,736+195.2% | $56,033+56.7% | $80,935+8.5% |
| Participation rate | 15.5% | 41.7%-26.2pp | 52.5%-37.0pp | 67.7%-52.1pp |
| Annual return | 18.61% | 35.28%-16.7pp | 1711.38%-1692.8pp | 35.66%-17.0pp |
| Employer contribution / active EE | $426 | $671-36.5% | $1,041-59.0% | $2,757-84.5% |
| Participant deferral / active EE | $1,055 | $1,228-14.1% | $1,954-46.0% | $4,299-75.5% |
| Admin fee / account holder | $111 | $2,434-95.4% | $2,827-96.1% | $6,924-98.4% |