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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,372 | $201,264-0.4% | $184,185+8.8% | $145,978+37.3% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 13.19% | 29.00%-15.8pp | 28.81%-15.6pp | 550.52%-537.3pp |
| Employer contribution / active EE | $9,842 | $7,021+40.2% | $6,426+53.2% | $4,662+111.1% |
| Participant deferral / active EE | $22,722 | $9,806+131.7% | $9,132+148.8% | $6,690+239.7% |
| Admin fee / account holder | $42,733 | $16,376+161.0% | $13,909+207.2% | $13,400+218.9% |