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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,372 | $201,372-0.5% | $184,260+8.7% | $145,884+37.4% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 13.19% | 29.04%-15.9pp | 28.84%-15.7pp | 551.85%-538.7pp |
| Employer contribution / active EE | $9,842 | $7,024+40.1% | $6,427+53.1% | $4,662+111.1% |
| Participant deferral / active EE | $22,722 | $9,808+131.7% | $9,133+148.8% | $6,690+239.7% |
| Admin fee / account holder | $42,733 | $16,362+161.2% | $13,898+207.5% | $13,392+219.1% |