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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,579 | $100,139-25.5% | $85,187-12.5% | $145,884-48.9% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 12.88% | 84.15%-71.3pp | 66.67%-53.8pp | 551.85%-539.0pp |
| Employer contribution / active EE | $9,857 | $3,238+204.4% | $2,732+260.7% | $4,662+111.4% |
| Participant deferral / active EE | $7,064 | $5,296+33.4% | $4,525+56.1% | $6,690+5.6% |
| Admin fee / account holder | $776 | $7,262-89.3% | $6,162-87.4% | $13,392-94.2% |