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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $252,670 | $110,379+128.9% | $102,412+146.7% | $145,884+73.2% |
| Participation rate | 40.0% | 77.9%-37.9pp | 74.5%-34.5pp | 80.3%-40.3pp |
| Annual return | 0.33% | 24.84%-24.5pp | 24.94%-24.6pp | 551.85%-551.5pp |
| Employer contribution / active EE | $5,164 | $4,216+22.5% | $3,870+33.4% | $4,662+10.8% |
| Participant deferral / active EE | $7,992 | $5,622+42.2% | $5,060+57.9% | $6,690+19.5% |
| Admin fee / account holder | $0 | $9,745-100.0% | $8,388-100.0% | $13,392-100.0% |