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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $232,412 | $111,535+108.4% | $105,223+120.9% | $137,256+69.3% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 9.59% | 237.85%-228.3pp | 180.65%-171.1pp | 220.34%-210.7pp |
| Employer contribution / active EE | $4,941 | $3,939+25.4% | $3,689+34.0% | $4,156+18.9% |
| Participant deferral / active EE | $10,092 | $5,500+83.5% | $5,072+99.0% | $6,407+57.5% |
| Admin fee / account holder | $24,330 | $9,721+150.3% | $8,859+174.6% | $12,270+98.3% |