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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,897 | $114,119+4.2% | $107,187+10.9% | $138,895-14.4% |
| Participation rate | 92.3% | 78.1%+14.2pp | 75.0%+17.3pp | 79.9%+12.4pp |
| Annual return | 13.98% | 273.21%-259.2pp | 204.55%-190.6pp | 145.39%-131.4pp |
| Employer contribution / active EE | $1,571 | $4,059-61.3% | $3,782-58.5% | $4,194-62.5% |
| Participant deferral / active EE | $3,880 | $5,538-29.9% | $5,096-23.9% | $6,396-39.3% |
| Admin fee / account holder | $3,612 | $10,024-64.0% | $9,162-60.6% | $12,562-71.2% |