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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,787 | $102,385-31.8% | $147,080-52.6% | $80,935-13.8% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 12.68% | 135.09%-122.4pp | 420.17%-407.5pp | 35.66%-23.0pp |
| Employer contribution / active EE | $5,398 | $3,717+45.2% | $4,933+9.4% | $2,757+95.8% |
| Participant deferral / active EE | $10,937 | $6,651+64.4% | $8,066+35.6% | $4,299+154.4% |
| Admin fee / account holder | $14,920 | $7,951+87.6% | $12,989+14.9% | $6,924+115.5% |