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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,805 | $76,407-12.6% | $150,298-55.6% | $82,448-19.0% |
| Participation rate | 74.5% | 66.4%+8.1pp | 77.8%-3.3pp | 68.1%+6.4pp |
| Annual return | 19.24% | 39.99%-20.8pp | 62.79%-43.5pp | 41.64%-22.4pp |
| Employer contribution / active EE | $2,174 | $2,614-16.8% | $4,154-47.7% | $2,551-14.8% |
| Participant deferral / active EE | $3,893 | $3,214+21.1% | $5,453-28.6% | $4,139-6.0% |
| Admin fee / account holder | $570 | $6,352-91.0% | $14,116-96.0% | $7,234-92.1% |