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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $366,749 | $126,113+190.8% | $116,096+215.9% | $155,188+136.3% |
| Participation rate | 75.0% | 75.1%-0.1pp | 73.3%+1.7pp | 80.8%-5.8pp |
| Annual return | 15.47% | 391.72%-376.3pp | 326.25%-310.8pp | 148.84%-133.4pp |
| Employer contribution / active EE | $2,519 | $2,672-5.7% | $2,503+0.6% | $4,248-40.7% |
| Participant deferral / active EE | $5,150 | $4,162+23.7% | $3,952+30.3% | $6,531-21.1% |
| Admin fee / account holder | $4,355 | $8,045-45.9% | $7,704-43.5% | $14,480-69.9% |