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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $366,749 | $102,938+256.3% | $94,105+289.7% | $138,895+164.0% |
| Participation rate | 75.0% | 74.6%+0.4pp | 71.9%+3.1pp | 79.9%-4.9pp |
| Annual return | 15.47% | 250.28%-234.8pp | 204.55%-189.1pp | 145.39%-129.9pp |
| Employer contribution / active EE | $2,519 | $2,732-7.8% | $2,504+0.6% | $4,194-39.9% |
| Participant deferral / active EE | $5,150 | $4,196+22.7% | $3,881+32.7% | $6,396-19.5% |
| Admin fee / account holder | $4,355 | $6,600-34.0% | $6,199-29.8% | $12,562-65.3% |