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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $634,742 | $72,177+779.4% | $115,038+451.8% | $59,633+964.4% |
| Participation rate | 77.8% | 72.6%+5.2pp | 81.4%-3.6pp | 68.7%+9.1pp |
| Annual return | -0.88% | 12.02%-12.9pp | 26.14%-27.0pp | 2041.45%-2042.3pp |
| Employer contribution / active EE | $12,775 | $2,841+349.6% | $4,608+177.3% | $2,203+480.0% |
| Participant deferral / active EE | $9,035 | $4,783+88.9% | $6,026+49.9% | $3,192+183.1% |
| Admin fee / account holder | $22,819 | $4,927+363.1% | $8,175+179.1% | $4,297+431.0% |