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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,438 | $28,624+23.8% | $53,647-33.9% | $82,637-57.1% |
| Participation rate | 19.7% | 47.3%-27.5pp | 56.3%-36.5pp | 68.1%-48.3pp |
| Annual return | 17.48% | 664.98%-647.5pp | 358.33%-340.9pp | 53.51%-36.0pp |
| Employer contribution / active EE | $0 | $637-100.0% | $962-100.0% | $2,552-100.0% |
| Participant deferral / active EE | $1,313 | $1,196+9.8% | $1,813-27.6% | $4,126-68.2% |
| Admin fee / account holder | $594 | $2,022-70.6% | $2,460-75.9% | $7,339-91.9% |