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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,356 | $160,028-41.0% | $147,080-35.8% | $145,884-35.3% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 7.46% | 98.60%-91.1pp | 420.17%-412.7pp | 551.85%-544.4pp |
| Employer contribution / active EE | $2,955 | $5,286-44.1% | $4,933-40.1% | $4,662-36.6% |
| Participant deferral / active EE | $10,234 | $8,422+21.5% | $8,066+26.9% | $6,690+53.0% |
| Admin fee / account holder | $123,658 | $15,030+722.7% | $12,989+852.0% | $13,392+823.4% |