Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,273 | $71,215-91.2% | $93,696-93.3% | $80,935-92.2% |
| Participation rate | 62.0% | 60.4%+1.6pp | 68.7%-6.7pp | 67.7%-5.7pp |
| Annual return | 0.37% | 11.27%-10.9pp | 133.74%-133.4pp | 35.66%-35.3pp |
| Employer contribution / active EE | $336 | $1,565-78.5% | $2,422-86.1% | $2,757-87.8% |
| Participant deferral / active EE | $1,678 | $4,037-58.4% | $4,417-62.0% | $4,299-61.0% |
| Admin fee / account holder | $1,656 | $6,958-76.2% | $8,287-80.0% | $6,924-76.1% |