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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,525 | $106,864+46.5% | $147,318+6.2% | $82,637+89.4% |
| Participation rate | 94.4% | 75.5%+18.9pp | 82.1%+12.4pp | 68.1%+26.4pp |
| Annual return | 16.51% | 27.49%-11.0pp | 70.43%-53.9pp | 53.51%-37.0pp |
| Employer contribution / active EE | $437 | $3,417-87.2% | $4,593-90.5% | $2,552-82.9% |
| Participant deferral / active EE | $10,611 | $6,496+63.4% | $7,906+34.2% | $4,126+157.2% |
| Admin fee / account holder | $8,553 | $8,415+1.6% | $13,708-37.6% | $7,339+16.5% |