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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,735 | $102,385+26.7% | $147,080-11.8% | $80,935+60.3% |
| Participation rate | 92.7% | 75.9%+16.8pp | 82.2%+10.5pp | 67.7%+25.0pp |
| Annual return | 12.41% | 135.09%-122.7pp | 420.17%-407.8pp | 35.66%-23.2pp |
| Employer contribution / active EE | $297 | $3,717-92.0% | $4,933-94.0% | $2,757-89.2% |
| Participant deferral / active EE | $11,967 | $6,651+79.9% | $8,066+48.4% | $4,299+178.3% |
| Admin fee / account holder | $10,289 | $7,951+29.4% | $12,989-20.8% | $6,924+48.6% |