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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,863 | $58,848+61.2% | $88,179+7.6% | $82,637+14.8% |
| Participation rate | 42.6% | 57.9%-15.3pp | 69.1%-26.6pp | 68.1%-25.5pp |
| Annual return | 4.88% | 22.76%-17.9pp | 64.97%-60.1pp | 53.51%-48.6pp |
| Employer contribution / active EE | $1,082 | $1,678-35.5% | $2,549-57.6% | $2,552-57.6% |
| Participant deferral / active EE | $1,515 | $3,124-51.5% | $4,614-67.2% | $4,126-63.3% |
| Admin fee / account holder | $105 | $4,795-97.8% | $7,673-98.6% | $7,339-98.6% |