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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,863 | $58,057+63.4% | $97,032-2.2% | $86,983+9.1% |
| Participation rate | 42.6% | 60.4%-17.8pp | 71.6%-29.0pp | 69.5%-27.0pp |
| Annual return | 4.88% | 22.26%-17.4pp | 35.38%-30.5pp | 25.83%-20.9pp |
| Employer contribution / active EE | $1,082 | $1,663-35.0% | $2,629-58.8% | $2,584-58.1% |
| Participant deferral / active EE | $1,515 | $3,244-53.3% | $4,672-67.6% | $4,194-63.9% |
| Admin fee / account holder | $105 | $4,839-97.8% | $9,418-98.9% | $7,856-98.7% |