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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,391 | $63,809+33.8% | $81,353+5.0% | $80,935+5.5% |
| Participation rate | 100.0% | 63.9%+36.1pp | 69.5%+30.5pp | 67.7%+32.3pp |
| Annual return | 10.58% | 16.37%-5.8pp | 24.82%-14.2pp | 35.66%-25.1pp |
| Employer contribution / active EE | $5,573 | $1,981+181.4% | $2,464+126.2% | $2,757+102.2% |
| Participant deferral / active EE | $7,239 | $3,093+134.0% | $3,885+86.3% | $4,299+68.4% |
| Admin fee / account holder | $1,789 | $5,686-68.5% | $5,766-69.0% | $6,924-74.2% |