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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,391 | $63,773+33.9% | $81,286+5.1% | $80,925+5.5% |
| Participation rate | 100.0% | 63.9%+36.1pp | 69.5%+30.5pp | 67.7%+32.3pp |
| Annual return | 10.58% | 16.37%-5.8pp | 24.80%-14.2pp | 35.65%-25.1pp |
| Employer contribution / active EE | $5,573 | $1,979+181.6% | $2,463+126.3% | $2,756+102.2% |
| Participant deferral / active EE | $7,239 | $3,093+134.0% | $3,883+86.4% | $4,299+68.4% |
| Admin fee / account holder | $1,789 | $5,682-68.5% | $5,764-69.0% | $6,940-74.2% |