Retirement plan

403(B) THRIFT PLAN FOR EMPLOYEES OF LYDIA PLACE, A NONPROFIT CORPORATION

Name: LYDIA PLACE, A NONPROFIT CORPORATION - 403(B) THRIFT PLAN FOR EMPLOYEES OF LYDIA PLACE, A NONPROFIT CORPORATION (2025) Form 5500
Creator: LYDIA PLACE, A NONPROFIT CORPORATION
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, 403(B) THRIFT PLAN FOR EMPLOYEES OF LYDIA PLACE, A NONPROFIT CORPORATION, LYDIA PLACE, A NONPROFIT CORPORATION

LYDIA PLACE, A NONPROFIT CORPORATIONEIN 94-3111948Plan #001PY 2025

PO BOX 28487 - BELLINGHAM, WA 982280487360-671-7663

Prospect flagsHigh feesLow fidelity bond

How to read this page

Total assets (EOY)

$1M

+27.5% from 2024

Total participants

-2.9% from 2024

Average account balance

$16,305

+19.4% from 2024

Annual return

14.04%

-1.52 pp from 2024

Benchmarks

See 5,366 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants25-99

Cohort5,366 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$1.03M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$16K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

153.7%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$169K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$4K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.04%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$969

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2G3D2J2E2T

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
ComplianceLow fidelity bond
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).

Expense breakdown

Schedule H Part II

Admin total

$61K

$1490 / participant

Other / not subdivided$61K100.0%

% of EOY assets

5.946%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$16,305

$77,814-79.0%

$158,223-89.7%

$86,983-81.3%

Participation rate

87.8%

68.4%+19.4pp

79.2%+8.6pp

69.5%+18.3pp

Annual return

14.04%

30.54%-16.5pp

52.09%-38.0pp

25.83%-11.8pp

Employer contribution / active EE

$1,515

$2,592-41.5%

$4,109-63.1%

$2,584-41.4%

Participant deferral / active EE

$2,599

$3,270-20.5%

$5,467-52.5%

$4,194-38.0%

Admin fee / account holder

$969

$5,879-83.5%

$16,047-94.0%

$7,856-87.7%

403(B) THRIFT PLAN FOR EMPLOYEES OF LYDIA PLACE, A NONPROFIT CORPORATION

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

403(B) THRIFT PLAN FOR EMPLOYEES OF LYDIA PLACE, A NONPROFIT CORPORATION

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion