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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $653,890 | $174,379+275.0% | $152,093+329.9% | $138,895+370.8% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 13.12% | 74.86%-61.7pp | 66.36%-53.2pp | 145.39%-132.3pp |
| Employer contribution / active EE | $27,677 | $4,652+495.0% | $4,175+563.0% | $4,194+559.9% |
| Participant deferral / active EE | $32,946 | $6,159+434.9% | $5,451+504.4% | $6,396+415.1% |
| Admin fee / account holder | $9,550 | $16,880-43.4% | $14,497-34.1% | $12,562-24.0% |