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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,778 | $159,978-12.0% | $147,041-4.3% | $145,978-3.6% |
| Participation rate | 83.3% | 84.0%-0.7pp | 82.2%+1.2pp | 80.3%+3.0pp |
| Annual return | 13.62% | 98.36%-84.7pp | 419.21%-405.6pp | 550.52%-536.9pp |
| Employer contribution / active EE | $18,638 | $5,288+252.4% | $4,935+277.7% | $4,662+299.8% |
| Participant deferral / active EE | $12,697 | $8,429+50.6% | $8,071+57.3% | $6,690+89.8% |
| Admin fee / account holder | $8,602 | $15,053-42.9% | $13,006-33.9% | $13,400-35.8% |