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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,137 | $178,174-20.8% | $156,181-9.6% | $137,256+2.8% |
| Participation rate | 68.8% | 82.0%-13.3pp | 78.8%-10.1pp | 80.0%-11.2pp |
| Annual return | 14.42% | 84.19%-69.8pp | 64.87%-50.5pp | 220.34%-205.9pp |
| Employer contribution / active EE | $1,246 | $4,972-74.9% | $4,294-71.0% | $4,156-70.0% |
| Participant deferral / active EE | $2,771 | $6,888-59.8% | $6,132-54.8% | $6,407-56.7% |
| Admin fee / account holder | $11,752 | $17,404-32.5% | $14,586-19.4% | $12,270-4.2% |