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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $278,788 | $125,184+122.7% | $105,607+164.0% | $145,884+91.1% |
| Participation rate | 100.0% | 77.6%+22.4pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 7.78% | 225.00%-217.2pp | 116.11%-108.3pp | 551.85%-544.1pp |
| Employer contribution / active EE | $9,375 | $3,720+152.0% | $3,167+196.0% | $4,662+101.1% |
| Participant deferral / active EE | $13 | $5,714-99.8% | $5,011-99.8% | $6,690-99.8% |
| Admin fee / account holder | $5,612 | $17,133-67.2% | $10,958-48.8% | $13,392-58.1% |