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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,558 | $160,070-45.3% | $147,117-40.5% | $145,897-40.0% |
| Participation rate | 76.5% | 84.0%-7.6pp | 82.2%-5.7pp | 80.3%-3.8pp |
| Annual return | 13.88% | 98.69%-84.8pp | 420.54%-406.7pp | 552.29%-538.4pp |
| Employer contribution / active EE | $2,199 | $5,285-58.4% | $4,932-55.4% | $4,663-52.8% |
| Participant deferral / active EE | $4,984 | $8,419-40.8% | $8,065-38.2% | $6,689-25.5% |
| Admin fee / account holder | $1,884 | $15,035-87.5% | $12,993-85.5% | $13,390-85.9% |