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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,558 | $160,040-45.3% | $147,096-40.5% | $145,877-40.0% |
| Participation rate | 76.5% | 84.0%-7.6pp | 82.2%-5.7pp | 80.3%-3.8pp |
| Annual return | 13.88% | 98.49%-84.6pp | 419.75%-405.9pp | 551.28%-537.4pp |
| Employer contribution / active EE | $2,199 | $5,289-58.4% | $4,936-55.4% | $4,663-52.8% |
| Participant deferral / active EE | $4,984 | $8,429-40.9% | $8,071-38.2% | $6,691-25.5% |
| Admin fee / account holder | $1,884 | $15,050-87.5% | $13,005-85.5% | $13,402-85.9% |