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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,757 | $100,194+11.5% | $122,979-9.1% | $86,983+28.5% |
| Participation rate | 90.0% | 73.0%+17.0pp | 77.2%+12.8pp | 69.5%+20.5pp |
| Annual return | 9.82% | 16.47%-6.7pp | 20.12%-10.3pp | 25.83%-16.0pp |
| Employer contribution / active EE | $3,253 | $2,326+39.9% | $3,062+6.2% | $2,584+25.9% |
| Participant deferral / active EE | $6,801 | $4,133+64.6% | $5,003+35.9% | $4,194+62.2% |
| Admin fee / account holder | $80,209 | $10,148+690.4% | $12,864+523.5% | $7,856+921.0% |