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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,757 | $97,550+14.6% | $120,344-7.1% | $87,485+27.7% |
| Participation rate | 90.0% | 72.8%+17.2pp | 76.7%+13.3pp | 68.9%+21.1pp |
| Annual return | 9.82% | 18.41%-8.6pp | 20.30%-10.5pp | 26.06%-16.2pp |
| Employer contribution / active EE | $3,253 | $2,291+42.0% | $3,020+7.7% | $2,596+25.3% |
| Participant deferral / active EE | $6,801 | $4,230+60.8% | $5,135+32.5% | $4,274+59.1% |
| Admin fee / account holder | $80,209 | $9,543+740.5% | $12,742+529.5% | $7,775+931.7% |