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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,004,065 | $134,817+644.8% | $123,973+709.9% | $155,188+547.0% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.7%+23.3pp | 80.8%+19.2pp |
| Annual return | 11.12% | 515.49%-504.4pp | 388.13%-377.0pp | 148.84%-137.7pp |
| Employer contribution / active EE | $16,838 | $4,425+280.5% | $4,126+308.1% | $4,248+296.4% |
| Participant deferral / active EE | $16,560 | $5,706+190.2% | $5,247+215.6% | $6,531+153.6% |
| Admin fee / account holder | $7,108 | $13,245-46.3% | $11,799-39.8% | $14,480-50.9% |