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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,135 | $67,894+74.0% | $89,340+32.2% | $82,448+43.3% |
| Participation rate | 63.2% | 64.0%-0.9pp | 69.6%-6.4pp | 68.1%-4.9pp |
| Annual return | 14.21% | 19.21%-5.0pp | 20.57%-6.4pp | 41.64%-27.4pp |
| Employer contribution / active EE | $2,231 | $1,828+22.1% | $2,2310% | $2,551-12.5% |
| Participant deferral / active EE | $4,653 | $3,072+51.4% | $3,823+21.7% | $4,139+12.4% |
| Admin fee / account holder | $16,462 | $5,723+187.7% | $6,704+145.6% | $7,234+127.6% |