See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
MERRILL LYNCH PIERCE FENNER & SMITH10+ years Filed as: MERRILL LYNCH, PIERCE, FENNER AND S Service code 15 · EIN 13-5674085 | Recordkeeping | $81,464 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,766 | $55,416+101.7% | $75,972+47.1% | $77,643+43.9% |
| Participation rate | 52.7% | 63.6%-10.9pp | 69.1%-16.4pp | 70.6%-17.9pp |
| Annual return | 12.82% | 17.07%-4.3pp | 359.55%-346.7pp | 31.24%-18.4pp |
| Employer contribution / active EE | $1,349 | $1,788-24.6% | $2,685-49.8% | $2,726-50.5% |
| Participant deferral / active EE | $5,230 | $3,447+51.7% | $4,255+22.9% | $4,647+12.5% |
| Admin fee / account holder | $323 | $414-21.9% | $6,467-95.0% | $430-24.9% |