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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $496,036 | $117,846+320.9% | $102,434+384.3% | $145,884+240.0% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 5.89% | 31.90%-26.0pp | 29.46%-23.6pp | 551.85%-546.0pp |
| Employer contribution / active EE | $10,937 | $3,615+202.6% | $3,023+261.8% | $4,662+134.6% |
| Participant deferral / active EE | $14,130 | $5,733+146.4% | $5,055+179.5% | $6,690+111.2% |
| Admin fee / account holder | $52,147 | $13,356+290.4% | $9,462+451.1% | $13,392+289.4% |