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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,356 | $114,013-11.1% | $103,693-2.3% | $155,188-34.7% |
| Participation rate | 64.7% | 75.2%-10.5pp | 72.6%-7.9pp | 80.8%-16.1pp |
| Annual return | 13.64% | 49.31%-35.7pp | 47.61%-34.0pp | 148.84%-135.2pp |
| Employer contribution / active EE | $1,353 | $3,131-56.8% | $2,920-53.7% | $4,248-68.1% |
| Participant deferral / active EE | $9,261 | $4,970+86.3% | $4,579+102.2% | $6,531+41.8% |
| Admin fee / account holder | $2,419 | $8,407-71.2% | $7,858-69.2% | $14,480-83.3% |