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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,356 | $70,366+44.0% | $66,674+52.0% | $138,895-27.0% |
| Participation rate | 64.7% | 76.2%-11.5pp | 73.7%-9.0pp | 79.9%-15.2pp |
| Annual return | 13.64% | 386.41%-372.8pp | 321.24%-307.6pp | 145.39%-131.8pp |
| Employer contribution / active EE | $1,353 | $2,765-51.1% | $2,620-48.4% | $4,194-67.7% |
| Participant deferral / active EE | $9,261 | $4,374+111.7% | $4,084+126.8% | $6,396+44.8% |
| Admin fee / account holder | $2,419 | $5,262-54.0% | $5,098-52.6% | $12,562-80.7% |