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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,045 | $125,184+23.1% | $105,607+45.9% | $145,884+5.6% |
| Participation rate | 90.0% | 77.6%+12.4pp | 75.3%+14.7pp | 80.3%+9.7pp |
| Annual return | 8.32% | 225.00%-216.7pp | 116.11%-107.8pp | 551.85%-543.5pp |
| Employer contribution / active EE | $0 | $3,720-100.0% | $3,167-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $3,077 | $5,714-46.1% | $5,011-38.6% | $6,690-54.0% |
| Admin fee / account holder | $7,185 | $17,133-58.1% | $10,958-34.4% | $13,392-46.3% |