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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $634,763 | $174,379+264.0% | $152,093+317.4% | $138,895+357.0% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 10.65% | 74.86%-64.2pp | 66.36%-55.7pp | 145.39%-134.7pp |
| Employer contribution / active EE | $22,094 | $4,652+374.9% | $4,175+429.2% | $4,194+426.8% |
| Participant deferral / active EE | $7,220 | $6,159+17.2% | $5,451+32.4% | $6,396+12.9% |
| Admin fee / account holder | $18,227 | $16,880+8.0% | $14,497+25.7% | $12,562+45.1% |