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Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,119 | $138,312-2.3% | $122,979+9.9% | $155,188-12.9% |
| Participation rate | 100.0% | 80.2%+19.8pp | 77.2%+22.8pp | 80.8%+19.2pp |
| Annual return | 41.13% | 22.06%+19.1pp | 20.12%+21.0pp | 148.84%-107.7pp |
| Employer contribution / active EE | $6,246 | $3,530+76.9% | $3,062+104.0% | $4,248+47.0% |
| Participant deferral / active EE | $5,269 | $5,592-5.8% | $5,003+5.3% | $6,531-19.3% |
| Admin fee / account holder | $58 | $15,089-99.6% | $12,864-99.6% | $14,480-99.6% |