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Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,119 | $126,661+6.7% | $113,397+19.2% | $138,895-2.7% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.5%+23.5pp | 79.9%+20.1pp |
| Annual return | 41.13% | 25.05%+16.1pp | 23.20%+17.9pp | 145.39%-104.3pp |
| Employer contribution / active EE | $6,246 | $3,456+80.7% | $2,977+109.8% | $4,194+48.9% |
| Participant deferral / active EE | $5,269 | $5,693-7.4% | $5,076+3.8% | $6,396-17.6% |
| Admin fee / account holder | $58 | $14,549-99.6% | $11,957-99.5% | $12,562-99.5% |